Refinancing your mortgage can have big benefits
We know your financial picture can change over time, 你第一次买房时收到的贷款可能需要改变,以更好地与你目前的计划和财务状况保持一致. Whether you want to reduce your loan term, lower your interest rate, or access equity from your home, refinancing can be a smart way to help you meet your goals.
When you refinance, you replace your current mortgage with a new loan. 你的新抵押贷款将有不同的利率(可调或固定利率选项), monthly payment, and overall term (choose from 10,15, 20 or 30 years). 你可能有几个原因想要再融资,但这里有一些最常见的:
- Reduce your rate or monthly payment
- Save on interest over time
- Switch to a different loan term to meet short or long-term goals
- Pay off your loan faster
- Take cash out from your home’s equity
If you’re considering a refinance we can help – apply online to get started or connect with a Home Loan Consultant to discuss your options.